Fixed Deposit
Get greater returns on Fixed Deposit with Equitas Small Finance Bank, which can help you grow your money without much effort. By investing with Equitas FD, you can take control of your investments with greater flexibility, and enjoy assured returns. You can choose a tenure between 7 days to 10 years to suit the requirement of your investment and capital creation.
- Idle funds can be used
- Best in class Interest Rates
- Attractive FD interest rates up to 6.8%* p.a. for Senior Citizens
- Partial and Full Pre Mature** withdrawal allowed
- No Premature Withdrawal penalty for all FDs booked for Senior Citizens on or after 2nd December 2019 (Not applicable for grouping)
- No Penalty on premature withdrawal above 6 months
- Nomination facility available
- Interest frequency available – Reinvestment, Quarterly Payout, and Monthly*** Payout
*Fixed Deposit Interest Rates are subject to change from time to time.
**View Terms and Conditions for FD (Partial premature withdrawal not allowed for FDs booked with monthly payout)
***For monthly payout fixed deposits, the interest rate will be discounted on a quarterly compounding basis.
| Tenure | Interest rates for amount less than Rs. 2 crore w.e.f 25th Jan 2021 |
|---|---|
| 7 - 14 days | 3.60% |
| 15 - 29 days | 3.60% |
| 30 - 45 days | 3.65% |
| 46 - 62 days | 4.15% |
| 63 - 90 days | 4.15% |
| 91 - 120 days | 4.90% |
| 121 - 180 days | 4.90% |
| 181 - 210 days | 5.40% |
| 211 - 270 days | 5.40% |
| 271 - 364 days | 5.40% |
| 1 year to 18 months | 6.50% |
| 18 months 1 day to 2 years | 6.40% |
| 2 years 1 day to 887 days | 6.65% |
| 888 days | 6.80% |
| 889 days to 3 years | 6.65% |
| 3 years 1 day to 4 years | 6.40% |
| 4 years 1 day to 5 years | 6.40% |
| 5 years 1 day to 10 years | 6.65% |
TDS will be deducted as applicable
Please check all terms and conditions applicable on FD/RD for premature withdrawal
0.50% extra for Senior Citizen (not applicable for NRE/NRO)
EVA Savings Account
EVA Savings Account is for today’s woman who is independent and aspirational. With EVA you can now take charge of your finances - be it investments, goal-based savings, entertainment, health and wellness and much more. The account offers exclusive benefits like preferential rates on gold loans, exclusive offers on debit cards and unlimited free health consultation especially for you.
- Unlimited Tele – Health Consultation *
- Enjoy more Benefits together with Family Banking
- Exclusive Offers on Debit Cards
- 25% Discount on Locker Rentals
- Reward points on every Spend
- Earn Rewards for Goal Based Savings
- Preferential Rates on Gold Loan
*Valid for 3 months post registration
Savings Account Interest Rate w.e.f. 1st April, 2021
| Daily Closing Balance | Rate Slab |
|---|---|
| Up to Rs 1 lakh | 3.50% |
| Above Rs 1 lakh and upto Rs 2 crs | 7.00% |
| Above Rs 2 crs and upto Rs 50 crs | 6.00% |
| Above Rs 50 crs | Contact Branch |
Interest will be calculated on the daily closing balance of the account
Interest will be paid on quarterly basis by direct credit in the savings account
Slabs rates are applicable on the incremental amount based on the closing balance
Please read all terms and conditions
Please read all charges applicable for Eva Savings Accounts
EVA Elite Savings Account
Eva Elite is for the Woman who deserves the best of everything be it finances, wellness or luxury. Eva Elite offers exclusive privileges to lead your finances with flair and enjoy seamless banking with a host of benefits on your investments, health and lifestyle.
- Complimentary Health Check-ups*
- Save more together with Family Banking
- Exciting offers and Discounts on Master Card
- 50% Discount on Locker Rental
- Reward Points on every Debit Card Spend and goal based Savings
- Dedicated Relationship Manager
- Preferential Rates on Gold Loan
- Comprehensive Wealth Management system
*Valid for 3 months post registration
Savings Account Interest Rate w.e.f. 1st April, 2021
| Daily Closing Balance | Rate Slab |
|---|---|
| Up to Rs 1 lakh | 3.50% |
| Above Rs 1 lakh and upto Rs 2 crs | 7.00% |
| Above Rs 2 crs and upto Rs 50 crs | 6.00% |
| Above Rs 50 crs | Contact Branch |
Interest will be calculated on the daily closing balance of the account
Interest will be paid on quarterly basis by direct credit in the savings account
Slabs rates are applicable on the incremental amount based on the closing balance
Please read all terms and conditions
Please read all charges applicable for Eva Elite Savings Account