Health Insurance

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Health Insurance is a medical coverage that helps you meet your medical expenses by offering financial assistance. Due to the high cost of hospitalization expenses, it is important to have a health insurance plan in place. In the current pandemic situation, health insurance plays a vital role in safeguarding your finances.

Health insurance contact details

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Health Insurance

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Health Insurance

Medical expenses are sky high these days, but was never cheap ever. Even a small treatment or an appointment with a doctor might consume a lot of money. Health insurance is a must, it saves money and covers unexpected calamities. Health insurance comes in handy to meet emergencies of severe ailment or accident. Sometimes it is associated with covering disability and custodial needs. Life is unpredictable, insurance can make it safe and secure from bearing huge loss. Health insurance is affordable and carries the assurance and freedom from insecurities that threaten life now and then.

We liaise with the leading health insurance providers in India and buying through us enables analyzing costs and benefits from the pool of policies matching your requirements and of course not to forget the quality service offered by us.

Health insurance contact details

Call on : - 8448440438

Press 5 for Health insurance

Health Insurance

Take your first step to experience best service from team Invest aaj for kal

HDFC ERGO Optima Secure Health Insurance Plan

The new HDFC ERGO Optima Secure provides 4X coverage, at no additional cost, thereby redefining the value you get from health insurance. It doesn’t just secure your present, but safeguards your future as well.

Well, it doesn’t end here. We also provide you with a host of benefits such as no room rent capping, wider pre and post hospitalisation, unlimited day-care procedures and exciting discount options. We’d say do not settle for less when you can avail one of the best healthcare facilities without breaking your bank.

Support devices :

We cover costs towards the cervical collar, braces, belts etc.

Cost of Disposables :

Go cashless with in-built coverage for disposable items like buds, gloves, nebulization kits and other consumables during hospitalisation.

Cost of Kits:

We cover cost for delivery kit, Orthokit and recovery kit.

Procedure Charges :

We cover costs towards gauze, cotton, crepe bandage, surgical tape etc.

60 and 180 days pre and post hospitalisation covered: Instead of 30 and 90 days availed normally, Optima Secure covers medical expenses for 60 days pre and 180 days post hospitalisation.

Home healthcare : This policy covers treatment availed from comfort of homes, and as per everyone’s convenience on cashless basis. all medical expenses including doctor visits, nursing charges, etc. get covered by it.

Daily cash for shared room : With this, daily cash of INR 800 per day up to a maximum of INR 4800 on hospitalisation is provided as out of pocket expenses when you choose a shared accommodation in a network hospital,and the hospitalisation period exceeds 48 hours.

4X coverage* Choose Your Health Cover - Select your sum insured

Suiting your budget and requirements, select the coverage you want. For example, let's consider you select a sum insured of ₹10 lacs.

Secure Benefit* - 2X coverage from day 1

Your base cover gets doubled instantly upon purchase, without having the need to claim it. This benefit will instantly increase your ₹10 lacs base cover to Rs. 20 lacs at no extra cost.

Plus Benefit -

100% increase in coverage On 1st renewal, your base cover increases by 50% after 1 year and 100% after 2 years, making it ₹15 lacs and ₹20 lacs respectively. Your total cover now becomes ₹30 lacs i.e 3X of your base cover.

Restore Benefit -

100% restore coverage. Anytime you make a claim whether partial or total of ₹10 lacs base cover, it gets 100% restored for any subsequent claims in the same year

No sub-limits -

No room rent capping | No disease-based capping | No co-payments

Protect Benefit -

Zero deductions on non-medical expenses

For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult us before taking a decision.

Health insurance contact details

Call on : - 8448440438

Press 5 for Health insurance

Health Insurance

Take your first step to experience best service from team Invest aaj for kal

MAX Bupa Reassure Health Insurance Plan

A health insurance plan designed to give you and your family more than you expect from a health insurance plan.ReAssure health insurance plan is tailored to secure you and your family's health and financial well being with features that keep giving you more, like coverage options up to ` 1 Cr, unlimited reinstatement of base sum insured, safeguard againstmedical inflation, to giving you a complete cashless experience with coverage for even the consumables, ReAssure justkeeps giving you more. This plan comes with the promise to keep you motivated to stay fit with its Live Healthy Benefit, sothat you stay healthy and keep getting more!

Inpatient Care

Coverage for all medical expenses one could generally incur at the time of hospitalization, including room rent coverage with no capping, to medical practitioners’ fees, investigative tests, medicines, OT charges and many more.

Modern Treatments

Coverage for modern treatments like deep brain stimulation, oral chemotherapy to robotic surgeries and stereotactic radio surgeries, stem cell therapy and more.

Pre and PostHospitalizationExpenses

Coverage for pre and post hospitalization expenses up to the sum insured, 60 days prior and 180 days post hospitalization.

Day Care Treatment

Coverage for all medical expenses incurred during Day Care Treatment requiring more than 2 hours of hospitalization, including angiography, dialysis, radiotherapy and more.

Alternative Treatments

Coverage for inpatient treatment under AYUSH that allows you to opt for Ayurveda, Unani, Siddha, and Homeopathy treatments.

Living Organ Donor Transplant

Coverage of all medical expenses for organ donor’s in-patient treatment for harvesting of the organ donated.

Booster Benefit

A benefit specially designed to ensure that your health coverage extends further. With this benefit double your sum insured in just 2 claim free years. This means, if no claims are made in the preceding Policy Year, your Base Sum Insured increases by 50% subject to a maximum of 100%.

ReAssure

ReAssure benefit offers unlimited reinstatement of sum insured for any illness for anyone insured in a policy year, ensuring you never run out of sum insured. Unlimited Sum insured reinstatements is triggered with the first paid claim itself and is available for all subsequent claims in a Policy Year, so that you can claim as many times as needed#.

Shared Accommodation Cash benefit

In case of shared room accommodation during Hospitalization in a Network Hospital, a daily cash amount is paid to the insured person for each continuous and completed period of 24 hours of hospitalization.

Live Healthy benefit

Get an additional renewal premium discount of up to 30% basis the heath points collected by you on Max Bupa Health App. To avail this benefit, all you have to do is collect health points by taking steps counted on Max Bupa Health App.

Family discount

Get 10% discount on premium if 2 or more members are being covered under an individual policy.

Tenure Discount

Get discount of 7.5% on the premium of second policy year if you pay for a 2-year policy term in advance, and additional 15% discount on third year’s premium if you choose a 3-year policy term.

Doctor discount

We realize how important the contribution of the medical community is, and are extremely grateful for the selfless service they provide. Which is why we o.er an additional premium discount of 5%, if an insured person is a certified medical practitioner.

Standing Instruction discount

Get 2.5% discount on premium if standing instruction for auto debit on renewal is provided and the policy is renewed using the same.

Tax Savings

Income tax* benefit upto INR 42,744 under the Section 80D of the Income Tax Act, 1961.

15DayFree Look Period

You get the freedom to change your decision of continuing with the policy within a period of 15 days (30 days if the policy with Policy Period as 3 years has been sold through distance marketing).


For more details on risk factors, terms and conditions, please read the Product Brochure carefully and/or consult us before taking a decision.

www.pankajladha.com is an online website of Mr. Pankaj Ladha who is registered vide ARN-63097 as a AMFI Registered Distributor. The said website intends to provide educative and informative details related to investments and also provide online transaction facility in Mutual Funds. We do not charge any fees for these calculators and information, because we earn our commissions from the Mutual Fund companies. The website does not guarantee any returns or financial goal success by any means.

Disclaimer: This is our personal view that mutual funds and equity investments are subject to market risk. Please read all offer documents before investing. Each and every information provided is only for education and information purpose only. Please consult your adviser before investing.