Investing through SIP can be highly rewarding
It works on the principal of
cost averaging and power of compounding

All About SIP

Systematic Investment Plan (SIP) is a kind of investment scheme offered by mutual fund companies. Using SIP one can invest small amount peridically (weekly, monthly, quaterly) into a selected mutual fund. For retail investors, SIP offers a well disciplined and passive approach to investing, to create wealth in long term (using the power of compounding). Since, the amount is invested on regular intervals (usually on monthly basis), it also reduces the impact of market volatility.

As common investor doesn’t have enough time and resources, SIP proves to be a viable option for them. Listed below are the important benefits of this instrument.

  1. Reduces Risk because of Rupee Cost Averaging
  2. SIP can be started with very small amount of money
  3. Timing the market is not necessary
  4. Long term financial goal can be aligned with SIP
  5. Disciplined approach towards Investment helps in controlling the emotions

  • Normal SIP -SIP made in regular Equity Schemes can be withdraw , increased or decreased freely. All your gains will be Taxed according to FIFO ( First in First Out). All Gain from units having completed 365 days, will be treated as capital Gain
  • Special SIP (ELSS) - SIP made in ELSS ( Equity linked Savings schemes) are eligible for deduction from taxable income under Section 80C of the Income Tax Act.In comparison to traditional investment avenues like PPF, NSC under section 80C of the Income tax Act, such investments have the shortest lock in period of 3 years.

SIP Estimator

Use sliders to know the value of your Investment in MF Folios

Choose SIP Amount
Expected ROI
Investment Tenure
Inflation
Future Value of your investment
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If you start investing ` {{ amountindian }} per month, It will become ` {{ futureValue2 }} over a time with the wealth gain of ` {{ wealthgainindian }}
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www.pankajladha.com is an online website of Mr. Pankaj Ladha. The said website intends to provide educative and informative details related to investments and also provide online transaction facility in Mutual Funds. We do not charge any fees for these calculators and information, because we earn our commissions from the Mutual Fund companies. The website does not guarantee any returns or financial goal success by any means.

Disclaimer: This is our personal view that mutual funds and equity investments are subject to market risk. Please read all offer documents before investing. Each and every information provided is only for education and information purpose only. Please consult your adviser before investing.