Investing through SIP can be highly rewarding
It works on the principal of
cost averaging and power of compounding

All About SIP

Systematic Investment Plan (SIP) is a kind of investment scheme offered by mutual fund companies. Using SIP one can invest small amount peridically (weekly, monthly, quaterly) into a selected mutual fund. For retail investors, SIP offers a well disciplined and passive approach to investing, to create wealth in long term (using the power of compounding). Since, the amount is invested on regular intervals (usually on monthly basis), it also reduces the impact of market volatility.

As common investor doesn’t have enough time and resources, SIP proves to be a viable option for them. Listed below are the important benefits of this instrument.

  1. Reduces Risk because of Rupee Cost Averaging
  2. SIP can be started with very small amount of money
  3. Timing the market is not necessary
  4. Long term financial goal can be aligned with SIP
  5. Disciplined approach towards Investment helps in controlling the emotions

  • Normal SIP -SIP made in regular Equity Schemes can be withdraw , increased or decreased freely. All your gains will be Taxed according to FIFO ( First in First Out). All Gain from units having completed 365 days, will be treated as capital Gain
  • Special SIP (ELSS) - SIP made in ELSS ( Equity linked Savings schemes) are eligible for deduction from taxable income under Section 80C of the Income Tax Act.In comparison to traditional investment avenues like PPF, NSC under section 80C of the Income tax Act, such investments have the shortest lock in period of 3 years.

SIP Estimator

Use sliders to know the value of your Investment in MF Folios

Choose SIP Amount
Expected ROI
Investment Tenure
Inflation
Future Value of your investment
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If you start investing ` {{ amountindian }} per month, It will become ` {{ futureValue2 }} over a time with the wealth gain of ` {{ wealthgainindian }}
Disclaimer & Risk Factors :

www.pankajladha.com is the official website of Invest Aaj for Kal. The content provided on this website is for informational and educational purposes only and should not be construed as an offer, solicitation, or recommendation to buy or sell any financial products.

We exclusively deal in Regular Plans of Mutual Funds and earn a trailing commission from Asset Management Companies (AMCs). Clients do not incur any direct charges for our services. While Direct Plans with a lower expense ratio are available industry-wide, they are not included in our service offerings.

All tools, calculators, and external links available on this website are for illustration purposes only and do not guarantee accuracy or future performance.

Investments in Mutual Funds are subject to market risks, including the potential loss of principal invested. Mutual Fund schemes do not guarantee or assure returns, and past performance is not indicative of future results. There is no certainty that any scheme will achieve its stated investment objectives.

Investors are strongly advised to read all scheme-related documents carefully before investing. It is crucial to evaluate factors such as exit loads, expense ratios (TER), and other applicable charges to make informed investment decisions.